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Frequently Asked Questions

Modular Home FAQ's

Modular homes are houses built in sections (modules) in a factory setting and then assembled on a permanent foundation on-site. In Jonesville, NC, modular homes must comply with the same local building codes as traditional site-built homes, ensuring durability and safety. Manufactured or mobile homes, by contrast, are constructed to federal HUD standards and often remain on a steel chassis. This makes modular homes in Jonesville a solid investment with greater design flexibility and comparable longevity to conventional houses.

The modular home construction process in Jonesville and surrounding areas typically starts with selecting a design and customizing features to suit your needs. After finalizing the plans and obtaining permits, modules are built in a controlled factory environment, reducing the risk of weather delays. Once the modules are complete, they are transported to your site and assembled on a permanent foundation. After assembly, final touches such as electrical, plumbing, and finish work are completed, followed by inspections to ensure code compliance.

The cost of building a modular home in Jonesville and the surrounding areas will vary depending on factors such as design complexity, chosen finishes, and site preparation needs. Construction expenses may include land costs, site work (like grading and utility hookups), and permits. Getting a detailed estimate from us is recommended to understand the full financial picture for your new home project.

Yes, modular homes in qualify for standard home loans and mortgages, just like site-built homes, because they are considered real property once placed on a permanent foundation. Major lenders offer conventional, FHA, and VA loan options for modular homes. It's important to work with lenders familiar with modular construction to streamline the approval and appraisal processes.

Absolutely. Most modular home manufacturers offer a wide range of floor plans that can be tailored to your preferences. Options may include custom kitchens, bathroom upgrades, energy-efficient features, exterior finishes, and unique layout adjustments. Discuss your requirements with us early in the design phase to ensure your modular home matches your vision and functional needs.

Modular homes are typically very energy efficient due to modern building technologies and precise construction in factory settings, which reduce air leaks and waste. Many modular homes can be equipped with enhanced insulation, energy-efficient windows, high-performance HVAC systems, and other green features. Ask your builder about Energy Star or similar efficiency certifications relevant to your local climate.

In Jonesville, NC and the surrounding areas, modular homes are permitted in most residential zones since they meet local and state building codes. However, every city or county can have specific zoning regulations regarding lot size, home size, setbacks, and architectural guidelines. It's important to consult with us, to ensure your project adheres to all local requirements.

Modular homes generally retain their value in a similar manner to traditional site-built homes, provided they are well maintained and located in desirable neighborhoods. Market value depends on factors like location, condition, and local demand. Because modular homes are built to the same codes as site-built houses, many appraisers and lenders treat them equivalently for resale and refinancing purposes.

Manufactured Home FAQ's

A manufactured home is a residential structure built entirely in a factory and then transported to its final location for installation. These homes are constructed according to the federal HUD (U.S. Department of Housing and Urban Development) code, which ensures quality and safety standards. Once set up on-site, they can be placed on a temporary or permanent foundation and offer an affordable alternative to traditional site-built houses.
Manufactured homes are built to federal HUD standards, whereas modular homes are constructed in sections and assembled on site according to local building codes. "Mobile homes" technically refers to factory-built homes made before June 15, 1976, prior to the implementation of HUD regulations. Unlike modular and mobile homes, manufactured homes offer modern safety, energy efficiency, and design features.
Financing a manufactured home can include traditional mortgages, chattel loans, and specialty home loans. The type of loan available often depends on whether the home is permanently affixed to a foundation and whether you own the land it is placed on. It's advisable to consult local banks or credit unions as well as lenders experienced with manufactured housing to find the best solution.
Yes, many manufacturers offer a wide range of customizable features, including floor plans, interior finishes, appliances, and even energy-efficient upgrades. Buyers can select options to fit their lifestyle, budget, or aesthetic preferences, and it's best to discuss available customizations directly with us.
Installation typically includes transporting the home to your site, securing it to a permanent or temporary foundation, connecting utilities, and completing any necessary steps for local code compliance. Proper installation is crucial for the home's performance and longevity, so hiring licensed, experienced professionals, like KTS Homes is highly recommended.
Manufactured homes require routine maintenance similar to site-built homes, such as roof inspections, plumbing checks, and HVAC servicing. Some areas may also require regular foundation inspections or skirting upkeep. Keeping up with maintenance ensures your home stays safe, energy-efficient, and retains its value over time.
Local zoning laws, land use regulations, and community covenants can affect where a manufactured home may be placed. It's important to check with your county or municipal government for specific requirements, including setbacks, permits, and foundation standards before purchasing or installing a manufactured home. At KTS Homes, we will help you with this process.
Specialized homeowner’s insurance policies for manufactured homes are widely available, offering coverage for the structure, personal property, and liability. Premiums are typically influenced by the home’s age, condition, value, and location. It’s important to work with agents who understand the unique needs of manufactured home owners to ensure proper coverage.
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